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How to create personal and business bank accounts

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TOPIC 1 – HOW TO CREATE PERSONAL BANK ACCOUNTS.

FULLZ.

One requires, Fullz try get one which includes the Credit and Background
Report they will help you answer bank verification questions. Usually after
purchasing Fullz I usually check the Credit report for open and closed bank accounts.
What this helps with, you will have small insight on which bank to hit with your specific Fullz and which ones to avoid.

RDP

RDP's with GEO IP in the same state as Fullz, will help you maintain your
account and also helps with unnecessary logins when your socksv5 dies on you.

Having the ability to avoid unnecessary logins helps to keep your account clean and avoid shutdowns because your account was manually vetted by the bank
and noticed something unusual.

Connect to the RDP and go to gmail.com and create an account with the Fullz details. Once you have the email it's time to start opening the Bank drops

DOCUMENT SCANS

Banks these days are hard to open with shitty documents, so try get high quality documents such as Dl Scan etc.

INTRODUCTION

I’m only going to explain how to open from Bank of America, same
methodology applies to the other banks also. Try get all information on your Fullz since most of them will ask questions to verify your identity. Try do your research in order not to get caught unexpected.

Try get all info including the Fullz drivers car details, relatives, close family details. Go in packed.

Most banks have different security questions which they ask and they always switch em up so have your Fullz credit report and background report on hand and open.

Take advantage of the (CTRL+F) in order to peruse the pdf fast and get
keywords they usually ask.

Time matters, try answer the questions as fast as you can.

BANK OF AMERICA.

OPENING:

Go to https://bankofamerica.com
Most accounts well open are checking, so scroll down to that section select the Fullz state and click open now.

I’d suggest Bank of America Core Checking, but any will do so long as it’s checking. You will be prompted to enter information about the Fullz such as DOB, SSN, Name, Address, and some other questions.

Make sure you study your Fullz credit and background report and have it in
hand in order to open the accounts fast and avoid unnecessary mistakes.

You will be asked if you Employed, don’t select that choose Unemployed.
Since they won’t ask much about your job and pay-outs etc. Makes account
creation faster and easier.

When they ask if you will deposit funds to the drop, immediately click NO and that you will deposit after account is live.

Doing this helps you avoid linking banks and transferring funds which you don’t have because that’s the most widespread deposit method I’ve learnt from BOA and some other Banks.

You will be prompted to verify your identity, study your Fullz and answer the questions asked well. To avoid unnecessary waiting times cause of wrong questions.

You will be asked if you would like a new debit card sent to your drop, select
No.
Accept the terms and conditions and submit your application.

To actually ship the debit card to your drop in USA, usually there is always a
prompt for when selecting the drops address in order to ship the card.

Select that you have lived there for less than 6 months on this address” and put the real Fullz address after so when you will want to ship the card, you could use it!

Just change the Fullz address with your drops in the future and the card will be shipped to you.

What I like with Canadian Drops Is that you can change the Fullz credit report and link your drop address instantly or wait 24hrs. So shipping stuff from there always pronto.

Once you receive that Email from BOA, you good if not you fucked up and will be given the chance to try again.
Now enrol to Online Banking.
You know the drill, no need to explain. After enrolling to online banking, you
ready to fund and use your Boa account.
Login to the account and go Paperless!

DEPOSIT FUNDS:
1. Link it to a PayPal you’ve created for the Fullz and deposit from there.
2. If you got a US number, no Google Voice or any Virtual Number Bullshit
you can go ahead and create a venom or cashapp account and link it to the drop.
3. You can always also transfer funds from other drops, but take this as a last option.

Since Most banks request first deposits from owner accounts.

I WONT GO INTO DETAIL INTO EVERY BANK ACCOUNT, THE SAME
METHOD APPLIES TO EACH BANK YOU OPEN.

FOLLOW THE SAME DRILL AS BANK OF AMERICA.

CASHOUT:

1. If you linked your bank account to PayPal, Cashapp or Venmo you can
deposit funds to the accounts from the Bank. Sell them for btc at any peer to peer service which has no much KYC bullshit.

Paxful, localmonero etc.
DO YOUR RESEARCH.

2. Find a drop and ship the Debit Card to the drop you can then cashout at the ATM.

3. Link the bank account to a Bitcoin provider such as kraken, localmonero,
local bitcoins etc. Since you received the debit card if you had a drop, it will be way easy to wire funds.

Your methods of cashout are way more than the three mentioned above use your head and withdraw those funds in adequate time.

TOPIC 2 – HOW TO CREATE BUSINESS BANK ACCOUNTS.

With opening business accounts, most documents asked for during registration
mostly matter with which company you own. So they might vary for opening
LLC drops to Sole Proprietorship Drops.

• Business checking account

• Business savings account

• Merchant services account

Checking is for day-to-day expenses, and to accept payments from all the logs
and businesses you end up defrauding.
You use savings to store funds, but we won’t be opening this type of account
unless you a dumb ass motherfucker.

Business bank accounts work the same way. It’s likely you’ll need a business
checking account first, which will allow you to do the basics pay for things,
collect invoices, and manage your cash flow.

If you end up playing the big league, and want to start defrauding banks such as
chase etc. You’ll need a merchant account.
Merchant account providers front you payment for your sales before the
customer pays their credit card company. You need to have a business checking
account before you can open a merchant account.

That way, the merchant account provider has somewhere to deposit your funds.
Some traditional banks offer merchant services accounts. You can also go with
different banks for different types of accounts.

WHAT YOU NEED TO OPEN A BUSINESS BANK ACCOUNT

Whether you’re looking to open a business checking, or merchant services
account, all banks will ask you for certain kinds of documentation about the
business and its owners.

Some of these documents may vary depending on the Fullz type of business
entity and what state they live in (or the state in which they established their
business). Some banks also ask for more documentation than others. It’s
typically simpler to open a business bank account online.

Who the fucks dumb enough to head to a brick and mortar bank. Here’s what
you need to open a business bank account:

1. SOCIAL SECURITY NUMBER OR EMPLOYER IDENTIFICATION
NUMBER (EIN)

To prove the business’s identity, you’ll need to provide the EIN, as well as the
documents that the IRS sent you when issuing your EIN. Some banks allow sole
proprietors to use their social security number in lieu of an EIN.LINK TO PDF

It’s fast and simple to apply for an EIN with the Fullz details on the IRS’s

website. Why apply, it lets your business have a tax presence independent of
your personal social security number and makes you look more trustworthy
when defrauding financial organisations.
To obtain an EIN, you must have a valid Social Security number, and be filing
on behalf of a company located in the United States. If that’s in order, you can
request an EIN online in about a half hour. Be sure to save your EIN
confirmation letter, which you’ll need to show to the bank.

2. PERSONAL IDENTIFICATION

Most banks usually ask you for one or two forms of personal identification, to
prove that you are actually connected with the business. In order to open a
business bank account, you must be an officer or owner of the business. Valid
forms of personal identification include a driver’s license, state-issued
identification, or passport
Make sure your skills are good or get high quality documents, in order to look
legit.

3. BUSINESS LICENSE

A business license is exactly what you’d expect it to be—a license from a state
or local government body that allows you to conduct business. Each state’s or
locality’s processes for getting a business license differs a bit, so it’s best to see
what your area requires specifically.

4. CERTIFICATE OF ASSUMED NAME/DBA

Many businesses operate under a trade name that is different from their legal
name. For example, ABC Bakery, LLC might operate as “ABC’s.” If this is true
in your case, you’ll need to file a fictitious business name, also known as a
doing business as name (DBA), with your state’s secretary of state. The bank
will ask for a copy of your DBA filing documents as proof of your business’s
trade name.

5. PARTNERSHIP AGREEMENT

Businesses with multiple owners should provide the partnership agreement, also
called a founders’ agreement. For corporations, this might be called by laws,
and for LLCs, it might be called an operating agreement. The agreement covers
key issues the company will face, each owner’s rights and responsibilities, and
how it will conduct business.

6. ORGANIZING DOCUMENTS

The requirements for organizing documents vary a bit by state, but at their core,
they spell out a few crucial components of your company: business name,
address, owners, registered agent (the person who handles a company’s
paperwork), management structure (who will be in charge of running the
company), and the activities it will engage in.
The main organizational
document for a corporation is called the articles of incorporation. For an LLC,
it’s called the articles of organization. You should store these with the rest of
the Fullz data and be ready to show them to a bank.

7. MONTHLY CREDIT CARD REVENUE

This final piece of information is for businesses that are applying for merchant
services accounts. If you own a merchant account, you will need to tell them
your processing history and average volume of monthly credit card revenue.
Since most of our businesses are a start-up, then you we definitely have no
processing history, but we will need to provide estimates of your monthly credit
card volume. Some merchant account providers ask for additional
documentation as well, such as financial statements and bank account
statements.

HOW REQUIREMENTS VARY FOR DIFFERENT BUSINESS
TYPES

Here’s a basic overview of what you’ll need to open a business bank account:

Sole Proprietorships

- Social security number (okay for sole proprietorships only) or EIN
- Personal identification
- Business license with the name of the business and the owner’s name(s)
- Certificate of assumed name/DBA
- Monthly credit card revenue (for merchant accounts)

Partnerships

- EIN
- Personal identification
- Business license
- Certificate of assumed name/DBA
- Partnership agreement with the name of the business and its partners
- Organizing document filed with the state (for limited partnerships or
limited liability partnerships)
- Monthly credit card revenue (for merchant accounts)

Limited Liability Companies

- EIN
- Personal identification
- Business license
- Certificate of assumed name/DBA
- LLC operating agreement with the name of the business and its partners
- Articles of organization
- Monthly credit card revenue (for merchant accounts)

Corporations

- EIN
- Personal identification
- Business license
- Certificate of assumed name/DBA
- Corporate bylaws
- Articles of incorporation
- Monthly credit card revenue (for merchant accounts)

CHOOSING A BUSINESS BANK ACCOUNT

Okay, if you’ve made it this far, which means you have everything prepared to
open your business bank account. I Guess you know what documents will be
required for the type of business you trying to apply.

Opening business bank accounts are still like normal banks make sure you study
your Fullz and get a hold of all necessary documents needed. I hope you can
make High Quality fake documents or try get them from vendors who can. The
scrutiny here is of another level.

Once you register an EIN for the Fullz and sign up for a business bank account
the chances of the account getting closed during the first or second month are
far more less. From what I’ve gained in understanding from having multiple
accounts from self-registered EIN’s is that they tend to last longer and pay-outs
are far cushier with merchants.

Signing up for accounts is the same level as personal drops, but make sure you
drop that virtual number bullshit and get prepaid burners. Study and Gather
necessary documents and scans as I said before and try open up an account.

DEPOSITS:

1. You have a range of options you can go ahead and use the personal bank
deposit methods.

2. You can try create a personal bank account and fund it, then transfer the
funds to the business bank account.

3. You possibilities are endless but try limit yourself, and evaluate how the bank
you have what their deposit measures are.

CASHOUT:

1. Just like the deposit method, you have a range of options you can go ahead
and use the personal bank cashout methods.

2. What I’d suggest is to wire funds to personal bank accounts and use them to
cashout at the atm.

3. Link the bank to a Bitcoin provider and cashout directly there.

4. If you have the time and created a fake store front for the business and
registered for P.O Box just ship the card and cashout from there.
Wouldn’t suggest though

Your options are endless try cashout your funds how you want.

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Thank you good tutorial

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